I just saw Payback for the first time. I had wanted to see it in the theater, but never got around to it. I wish I had, because I love this movie (8/10). It's morally unsound and savage in most other ways, but the story makes it necessary. It's also cheesy in a certain parts but it suits the movie and even adds to it. Payback feels like a action flick of the 1970s. Although Mel Gibson isn't one of my favorites, I thought he pulled off this role very well.